In comparison, the average rate for a 1-year CD in the U.S. is 1.81% APY (Annual Percentage Yield) according to the FDIC. 4.10% $2,500 The best online banks and credit unions currently pay over 4. ...

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See how we rate banking products to write unbiased product reviews. A jumbo CD is a type of CD with a high minimum deposit that pays a higher interest rate than a regular CD. A jumbo CD may be ...