If you're considering opening a savings account or CD today and want a competitive rate, Business Insider did the research to ...

If you're considering opening a savings account or CD today and want a competitive rate, Business Insider did the research to ...

When it comes to comparing digital bits and vinyl grooves there’s more to consider than initially meets the ear ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since ...

Learn more: The best CD rates They can also be used in combination with longer-term CDs to form a CD ladder, which is a savings strategy that uses staggered maturity periods so that you can ...

This strategy provides defined CD maturity dates and a specific amount of money an investor can plan to have available on each date. The money can be used to address spending needs. Or ...

Certificate of deposit (CD) accounts can be used to grow savings for short-term and long-term goals. The best CD rates can offer advantages over savings or money market accounts. However ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Affiliate links for the products on this page are from partners that compensate us and terms apply to ...

Why You Should Trust Us: How We Reviewed Discover CDs We used Business Insider's certificate of deposit methodology to review Discover CDs. We look at interest rates, minimum opening deposits ...

The FDIC uses an average of the $10,000 and $100,000 product tiers for deposits in its calculation of monthly national CD rates. The data used is from S&P Capital IQ. If Vanguard’s rates are ...

CDs are a good savings option to park money for ... The core bank account used for financial transactions. Account holders use it to deposit money and withdraw funds as needed.

Our pick for the best CD rates are Barclays (5.10%), Ally Bank (4.80%) and Quontic Bank (4.95%). We’ve put together a list of the best CD rates from our top-rated banks, credit unions and other ...