Buy now, pay later plans allow consumers to make purchases online or in stores and pay them off in a series of installments.

Here's how it works: If you buy, say, patio furniture with Afterpay, you'll pay ... get you into financial trouble. Paying late will. On the other hand, don't forget Gupta's warning that buy now ...

It's tempting to use buy now, pay later plans (BNPL) to take advantage of holiday deals and discounts. BNPL plans offer short ...