If you have a surplus, great, you can still adjust and negotiate to increase that surplus. Our paycheck budgeting printable is very simple because the concept of paycheck budgeting is very simple.

Whether you’re trying to break the cycle of living paycheck to paycheck, get out of debt or build savings, a well-laid-out budget can help you reach your goals faster. “A budget helps you ...

A 2018 NFCC study found that only two in five adults in the US have and use a personal budget. It's not a surprising statistic, since the word "budget" often sounds like a complicated financial diet.