New laws reduced insurers' exposure to lawsuits, but consumers may find a deaf ear if they don't agree with proposed damage ...

There are steps business owners can take to increase their chances of reopening as quickly as possible after a disaster.

Such extreme heat strains infrastructure, crops and power grids — leading to outages that leave people without air ...

Rae's family decided to go back upstairs 30 minutes after going downstairs. She instructed her kids to go up to the master ...