The national average CD rate on a 6-month term is 1.81% APY (Annual Percentage Yield), according to the FDIC. Featured Offer APYs (Annual Percentage Yields) are accurate as of 10/03/2024 Minimum ...
You can also open jumbo CDs at the credit union. If you put $100,000 or more in the account, you'll earn between 0.05% APY and 0.10% APY more on a jumbo CD than you would with a regular CD.