Thankfully, some cards give you instant access, which allows you to complete purchases immediately after approval. Below, CNBC Select lists credit cards that offer instant access or the option to ...

Or maybe you just want to get a jump toward earning a card’s welcome bonus. If you find yourself in one of these positions, you’ll want a credit card with instant approval.

Commissions do not affect our editors' opinions or evaluations. Our analysis has found that Symetra is the best instant life insurance company. Our other top picks are Ladder, Wysh and Fabric.

When it comes to problem solving, these are the products we think are tops. Genius beauty products, clever gadgets, and more!