Meanwhile, each day the Money blog starts with a regular feature to absorb as you wake up or during your commute - and on Thursdays we speak to top chefs around the country in Cheap Eats.
Ms Lipscombe say: "It may be that the initial six months are cheap, but you are then tied in ... "Consider how long you plan to use the facilities and inquire about policies for long-term illness ...
A Canadian teen is reaching audiences around the world with powerful social media videos showing life without hands and feet – the price she paid after developing sepsis.