Best of all, there's no need to worry about trying to learn any Excel formulas — the templates come ready for you to plug in ...

A budget planner is a tool, such as a worksheet or template ... payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients ...

You don't have to start from scratch and create a budget spreadsheet ... the Monthly Budget Packet from TheBudgetMom a great resource for budgeting newbies, Rebell says. This free, printable ...