You do need to enter a credit card number ... Yes, you can get Microsoft 365 for free -- and get Microsoft Word for free along with other apps, including Excel and OneDrive.

In other words, if you're used to using the desktop version of Word, you'll have to sacrifice some features when you switch ...

Microsoft Word's online version is free, but the desktop app requires a ... It Offers All the Features I Need While Google Docs doesn't include every feature available in Microsoft Words desktop ...

you need to follow the latter guide. Yes, you can download Microsoft Word for free on Mac from the Mac App Store and the official Microsoft website. However, they are trial versions of those apps.