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This tech-driven online application process has contributed to the $232 billion in unsecured personal loan balances American consumers had in 2023, according to the Federal Reserve Bank of New York.

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When we announced the start of our paid political letters policy for the year at the end of May, we decided to try out ...

Keep in mind that SoFi also isn’t licensed to offer personal loans in all states, so you’ll need to check if your state is eligible before applying. *Personal loans made through Upgrade ...

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But that doesn't mean they're free money. Personal loan APRs average 12.17%, according to the Fed's most recent data. Meanwhile, the average credit card interest rate is around 21.19%.