To keep things simple, the primary difference between Microsoft 365 and Microsoft Office is that the former is a subscription service and the latter is a one time purchase. It does go beyond that ...
If you want to ditch the subscription, there's a sale going for a lifetime license to Microsoft Office Home and Business for ...
A Microsoft 365 subscription includes Microsoft Word for writing, PowerPoint for creating presentations, Outlook for email and OneDrive for cloud storage -- and typically, it doesn't come cheap.
TL;DR: Save 68% on a Microsoft Office permanent license for PC while codes last. Word, Excel, and PowerPoint are essentials. But those Microsoft 365 fees? Not so much. You need those Office apps ...